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Choose the card a subscription charges

The portal.subscriptions.set_payment_method operation: POST /api/v1/portal/me/subscriptions/{subscriptionId}/payment_method in the REST API and the portal_subscriptions_set_payment_method tool in the MCP server.

POST/api/v1/portal/me/subscriptions/{subscriptionId}/payment_method

Sets which of the signed-in customer's saved cards a card-charged subscription charges (null: the customer's default card). A past-due invoice of the subscription is retried with it at once. Add cards with portal.payment_methods.setup. Customer portal only (portal:write).

At a glance

  • REST: POST /api/v1/portal/me/subscriptions/{subscriptionId}/payment_method
  • MCP tool: portal_subscriptions_set_payment_method
  • Operation ID: portal.subscriptions.set_payment_method
  • Scope: Brand
  • Permission: portal:write
  • Risk tier: write
  • Dry run: Not supported
  • Idempotency: Idempotency-Key required
  • Modes: Test and live
  • Authentication: A customer signed in to the customer portal (API keys can't call it)
  • Since: M9

Request

Path parameters

FieldTypeDescription
subscriptionIdsub_… IDOne of your subscriptions (sub_…).

Body

A JSON object (Content-Type: application/json):

FieldTypeRequiredDescription
paymentMethodIdpm_… ID or nullYesOne of your saved payment methods (pm_…), or null to charge your default one.

Response

200 OK with a JSON object:

FieldTypeDescription
idsub_… ID
object"portal_subscription"
statusone of incomplete, incomplete_expired, trialing, active, past_due, unpaid, paused, canceled
currencystring
itemsarray of object
items[].priceIdprice_… ID
items[].productIdprod_… ID
items[].productNamestring
items[].priceNamestring or nullThe price's nickname, e.g. “Pro, monthly”.
items[].intervalobject
items[].interval.intervalone of day, week, month, year
items[].interval.intervalCountinteger
items[].usageTypeone of licensed, metered
items[].unitAmountmoney or nullA per-unit price's amount per unit and period (null for tiered and metered prices).
items[].taxBehaviorone of inclusive, exclusiveexclusive: tax is added on the invoice.
items[].idsi_… ID
items[].quantityinteger
items[].amountmoney or nullThe item's full-period amount at its quantity, before discounts (null for metered items).
collectionMethodone of charge_automatically, send_invoicecharge_automatically (your card is charged) or send_invoice (paid by bank transfer).
paymentMethodIdpm_… ID or nullThe card this subscription charges (null: your default card).
currentPeriodStartdate-time
currentPeriodEnddate-time
trialEnddate-time or null
cancelAtPeriodEndboolean
cancelAtdate-time or null
canceledAtdate-time or null
endedAtdate-time or null
cancellationobject or null
discountsarray of object
discounts[].iddisc_… ID
discounts[].namestringThe coupon's name.
discounts[].percentOffPpmstring or nullParts per million as a string (20% = "200000").
discounts[].amountOffmoney or null
discounts[].startdate-time
discounts[].enddate-time or nullWhen it stops applying (null: for as long as the subscription runs).
scheduledChangeobject or nullA change that applies at effectiveAt (a downgrade waits for the period end).
actionsobjectWhat you can do with this subscription now, as the brand's portal settings allow.
actions.switch_planboolean
actions.change_quantityboolean
actions.apply_promotion_codeboolean
actions.cancelboolean
actions.reactivateboolean
actions.change_payment_methodboolean
cancelBehaviorone of period_end, immediateHow cancelling here ends the subscription.
collectCancelReasonbooleanCancelling asks why (optional answers).
versionintegerSend it back as expectedVersion to change what you saw.
createdAtdate-time

Examples

Charge the new card

HTTP
POST /api/v1/portal/me/subscriptions/sub_01m4tx5nj8emwbyf7y9vcf48c0/payment_method
Authorization: Bearer or_test_…
Idempotency-Key: 3f1c9a52-7d0e-4b8f-9a61-0c2d5e8b7f14
Content-Type: application/json

{
  "paymentMethodId": "pm_01m4tx5nj8emwbyf7y9vcf48cb"
}

Response (200):

JSON
{
  "id": "sub_01m4tx5nj8emwbyf7y9vcf48c0",
  "object": "portal_subscription",
  "status": "active",
  "currency": "EUR",
  "items": [
    {
      "priceId": "price_01m4tx5nj8emwbyf7y9vcf48c2",
      "productId": "prod_01m4tx5nj8emwbyf7y9vcf48c4",
      "productName": "Genno Plus",
      "priceName": "Plus, monthly",
      "interval": {
        "interval": "month",
        "intervalCount": 1
      },
      "usageType": "licensed",
      "unitAmount": {
        "amount": "9000000",
        "currency": "EUR"
      },
      "taxBehavior": "inclusive",
      "id": "si_01m4tx5nj8emwbyf7y9vcf48c1",
      "quantity": 1,
      "amount": {
        "amount": "9000000",
        "currency": "EUR"
      }
    }
  ],
  "collectionMethod": "charge_automatically",
  "paymentMethodId": "pm_01m4tx5nj8emwbyf7y9vcf48cb",
  "currentPeriodStart": "2026-10-20T09:00:00.000Z",
  "currentPeriodEnd": "2026-11-20T10:00:00.000Z",
  "trialEnd": null,
  "cancelAtPeriodEnd": false,
  "cancelAt": null,
  "canceledAt": null,
  "endedAt": null,
  "cancellation": null,
  "discounts": [],
  "scheduledChange": null,
  "actions": {
    "switch_plan": true,
    "change_quantity": false,
    "apply_promotion_code": true,
    "cancel": true,
    "reactivate": false,
    "change_payment_method": true
  },
  "cancelBehavior": "period_end",
  "collectCancelReason": true,
  "version": 5,
  "createdAt": "2026-09-20T09:00:00.000Z"
}

Errors

CodeHTTP statusWhenWhat to do
validation_failed400An ID is malformed.Fix the fields listed in details.issues and send the request again.
resource_not_found404You have no such subscription (another customer's reads the same).Check the ID and that your credentials are scoped to the right organization, entity, brand and mode.
portal_action_not_allowed403The brand's portal settings or the subscription's state don't allow choosing a card: the subscription is paid by bank transfer or has ended (details.action).The brand's portal settings don't allow it for this subscription now (details.action): contact the brand.
subscription_payment_method_invalid400The payment method isn't one of your saved, usable cards.Use a saved payment method (pm_…) of the subscription's customer that isn't detached, or leave it out to use the customer's default.
livemode_not_allowed403The portal session is in the other mode than the request.Use test mode, or credentials for the target's mode. Developers need live access granted by an organization owner or admin.
permission_denied403The caller isn't a customer signed in to this brand's portal (operators and API keys use the subscription and wallet operations).Ask an organization owner or admin for a role or scope that allows this action.

It can also return these common errors: api_version_unsupported, invalid_json, unsupported_media_type, authentication_required, api_key_invalid, scope_required, idempotency_key_required, idempotency_key_reused, idempotency_in_progress, dry_run_not_supported, rate_limited, internal_error.