# List your wallets and balances

> The portal.wallets.list operation: GET /api/v1/portal/me/wallets in the REST API and the portal_wallets_list tool in the MCP server.

Lists the signed-in customer's prepaid credit wallets with this brand, one per currency, newest first: the
balance, what is available, promotional and held for usage in progress, the next credits to expire, and the
auto-reload settings. Amounts are integer micros. Customer portal only (`portal:read`).

## At a glance

- **REST:** `GET /api/v1/portal/me/wallets`
- **MCP tool:** `portal_wallets_list`
- **Operation ID:** `portal.wallets.list`
- **Scope:** Brand
- **Permission:** `portal:read`
- **Risk tier:** `read`
- **Dry run:** Not supported
- **Idempotency:** Not needed (read only)
- **Modes:** Test and live
- **Pagination:** `limit` (at most 100) and `starting_after`
- **Authentication:** A customer signed in to the customer portal (API keys can't call it)
- **Since:** M9

## Request

### Query parameters

| Field            | Type               | Required | Description                             |
| ---------------- | ------------------ | -------- | --------------------------------------- |
| `limit`          | integer (1 to 100) | No       | Page size, 1 to 100 (default 20).       |
| `starting_after` | string             | No       | The `next_cursor` of the previous page. |

## Response

`200 OK` with a JSON object, a page of the list (newest first):

| Field                                 | Type                                | Description                                        |
| ------------------------------------- | ----------------------------------- | -------------------------------------------------- |
| `object`                              | `"list"`                            |                                                    |
| `data`                                | array of object                     |                                                    |
| `data[].id`                           | `wal_…` ID                          |                                                    |
| `data[].object`                       | `"portal_wallet"`                   |                                                    |
| `data[].currency`                     | string                              |                                                    |
| `data[].status`                       | one of `active`, `frozen`, `closed` |                                                    |
| `data[].balance`                      | money                               | All your credits: available, promotional and held. |
| `data[].available`                    | money                               | Purchased and included credits you can use.        |
| `data[].promo`                        | money                               | Promotional credits (used first).                  |
| `data[].reserved`                     | money                               | Credits held for usage in progress.                |
| `data[].upcomingExpiries`             | array of object                     |                                                    |
| `data[].upcomingExpiries[].amount`    | money                               |                                                    |
| `data[].upcomingExpiries[].expiresAt` | date-time                           |                                                    |
| `data[].autoReload`                   | object or null                      |                                                    |
| `data[].createdAt`                    | date-time                           |                                                    |
| `has_more`                            | boolean                             |                                                    |
| `next_cursor`                         | string or null                      |                                                    |

## Examples

### A euro wallet with promotional credits

```http
GET /api/v1/portal/me/wallets
Authorization: Bearer or_test_…
```

Response (`200`):

```json
{
  "object": "list",
  "data": [
    {
      "id": "wal_01m4tx5nj8emwbyf7y9vcf48c7",
      "object": "portal_wallet",
      "currency": "EUR",
      "status": "active",
      "balance": {
        "amount": "32500000",
        "currency": "EUR"
      },
      "available": {
        "amount": "25000000",
        "currency": "EUR"
      },
      "promo": {
        "amount": "5000000",
        "currency": "EUR"
      },
      "reserved": {
        "amount": "2500000",
        "currency": "EUR"
      },
      "upcomingExpiries": [
        {
          "amount": {
            "amount": "5000000",
            "currency": "EUR"
          },
          "expiresAt": "2026-12-31T23:00:00.000Z"
        }
      ],
      "autoReload": null,
      "createdAt": "2026-09-20T09:00:00.000Z"
    }
  ],
  "has_more": false,
  "next_cursor": null
}
```

## Errors

| Code                                                                                         | HTTP status | When                                                                                                                              | What to do                                                                                                                  |
| -------------------------------------------------------------------------------------------- | ----------- | --------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------- |
| [`livemode_not_allowed`](https://ownrecord.io/docs/reference/errors.md#livemode_not_allowed) | 403         | The portal session is in the other mode than the request.                                                                         | Use test mode, or credentials for the target's mode. Developers need live access granted by an organization owner or admin. |
| [`permission_denied`](https://ownrecord.io/docs/reference/errors.md#permission_denied)       | 403         | The caller isn't a customer signed in to this brand's portal (operators and API keys use the subscription and wallet operations). | Ask an organization owner or admin for a role or scope that allows this action.                                             |

It can also return these [common errors](https://ownrecord.io/docs/reference.md#common-errors): [`validation_failed`](https://ownrecord.io/docs/reference/errors.md#validation_failed), [`api_version_unsupported`](https://ownrecord.io/docs/reference/errors.md#api_version_unsupported), [`authentication_required`](https://ownrecord.io/docs/reference/errors.md#authentication_required), [`api_key_invalid`](https://ownrecord.io/docs/reference/errors.md#api_key_invalid), [`scope_required`](https://ownrecord.io/docs/reference/errors.md#scope_required), [`resource_not_found`](https://ownrecord.io/docs/reference/errors.md#resource_not_found), [`dry_run_not_supported`](https://ownrecord.io/docs/reference/errors.md#dry_run_not_supported), [`rate_limited`](https://ownrecord.io/docs/reference/errors.md#rate_limited), [`internal_error`](https://ownrecord.io/docs/reference/errors.md#internal_error).